ParticularsSilverGoldDiamond
Accidental Death Insurance/Per manent disabilityCoverage of Rs. 40 lakhs.Coverage of Rs. 60 lakhs.Coverage of Rs. 1 Crore.

(4 times of monthly average balance or Rs.10 lakhs for each family member whichever is lower.)(Rs. 15 lakhs for each family member)(Rs. 25 lakhs for each family member. )
Critical Illness**Coverage up to Rs. 20 lakhs for a couple. (4 times of monthly average balance or Rs. 10 lakhs for each whichever is lower.)Coverage up to Rs. 20 lakhs for a couple. (Rs. 10 lakhs for each)Coverage up to Rs. 30 lakhs for a couple. (Rs. 15 lakhs for each)
Medical InsuranceNANAUp to Rs. 1.5 lakh for family (*Hospitalization case only)
Sweep In/Sweep Out facilityNANAAvailable
ATM Withdrawal ChargesFree from All ATMs in Nepal (On us and Off Us)

Privileged CardNANAAvailable
Locker MarginAs per STC25% waiver50% waiver
Locker Annual Rent25% discount for first year50% discount for first year100% discount for first year
Minimum BalanceRs 1,000Rs 25,000Rs 100,000
Interest RateMaximum in the Industry (6.5%)Maximum in the Industry (6.5%)Maximum in the Industry (6.5%)
Debit Card/ Credit Card/ I Banking/ Mo Banking100% Waiver for 1st Year100% Waiver for 1st Year100% Waiver for 1st Year
DEMAT AccountFree for 1st yearFree for 1st yearFree for 1st year
Additional Benefit for Super Chamatkarik Jestha Nagarik Bachat Khata
Higher Interest Rate on Fixed DepositAdditional 0.5% on published interest rate of Fixed DepositAdditional 0.5% on published interest rate of Fixed DepositAdditional 0.5% on published interest rate of Fixed Deposit
Home Banking FacilityWithdrawal/Deposit maximum 2 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.Withdrawal/Deposit maximum 3 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.Withdrawal/Deposit maximum 5 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.
Sweep In/Sweep Out facility
N/AN/AAvailable