7.1

LOCAL COMMERCIAL

BANKS

USD, GBP, CHF, JPY & EUR


7.2

7.3

Current Accounts

(NPR optional)

Interest on Credit Balances

Nil

Interest on Debit Balances

As per FEDAN rule.

8.1

Commissions relating to              forwarding customer application to purchase National Savings Bond (NSB) to be recovered from

Nepal Rastra Bank

0.10 % of the face value of NSB

8.2

Commission  on account of collecting interest on NSBs on behalf of our

customers to be

0.10 % of interest claim amount.

8.3

CICL Charges

8.3.1

Credit enquiry with CICL

As levied by CICL. Current Charges as per CICL are NPR 250/- per enquiry if report is received with no Transaction history at other BFIs.

NPR 550/- per enquiry if report is received with Transaction history at other BFIs.

Amount of NPR 550/- per enquiry is to be recovered Upfront from applicant. Branch Manager shall arrange to refund NPR 300/- if CICL report is received without Transaction history.

8.3.2

Recommending for blacklisting or when recommending for delisting from the blacklist

NPR. 3000 listing & de-listing of the borrower with loan/facility above 10 million NPR. 2000/listing & De-listing of the borrower with loan/facility below 10 million (Note: charges are subject to conditions prescribed by the CIB).

8.3.4

Secured Transaction Registry

Registration: NPR 500/- Enquiry: NPR 500/-

[Actual charge to be paid to Secured Transaction Registry Office under Credit Information Bureau]