Target group

Salaried employees of organization having minimum 30 employees. 

Minimum Balance


Minimum Average Salary

Not Applicable

Interest Rate

6.50% p. a (Interest Rate is subject to change as per management decision time to time)

Internet Banking

Free for all year till the Operative account is maintained otherwise free for first year only

Mobile Banking

Free for First Year

Debit Card 

Free for First Year

Credit Card Issuance Fee

Free Joining and issuance fee for first year

Accidental Insurance

Coverage of Rs. 10 Lakhs for Accountholder 

Critical Illness

Coverage of Rs. 5 Lakhs for Accountholder

Medical Insurance

Coverage of Rs. 1 Lakhs for Accountholder (OPD upto Rs. 20,000 and Hospitalization treatment upto rs. 80,000)

Demat Account

Free account opening and 1st year account operating fee free

Annual Locker Rent [Subject to  Availability]

50% discount on annual locker rent for 1st year only

ABBS Charge


Balance certificate issuance fee

Free one time in each fiscal year

ATM Cash withdrawal/Balance Enquiry

No charge for withdrawal and balance enquiry from Any Bank’s ATM terminal in Nepal

Distinguished Features:


Missed Called/Viber Banking/IVR Facility


Online Fixed Deposit Account Opening Facility


dfl;s lgIf]k vftf Opening Facility


FCY Premium / Rebate (limited to USD, GBP, EUR, CAD and AUD only)

15 paisa

International Debit Card

100% waiver on issuance fee

Facility to initiate salary transfer through Internet Banking


Conversion of Saving Deposit into Fixed Deposit of NPR 50,000 and above (in round figures of thousands) as per customer's instruction via IVR/Mobile Banking


Scheme transfer charges to this scheme

Free (For one time only)


Privilege service facility available.

Free Advance Internet Banking Facility for employer

RTGS free to employer (2 times a month)

Express clearing charge free for the organization presenting the cheque to route the salary of its employees.