Target Customer

Nepalese citizen going abroad for employment and those who are already residing abroad.

Minimum Balance

Rs. 500

Interest Rate

6.50% p. a (Interest Rate is subject to change as per management decision time to time)

Internet Banking

Free for 1st Year

Mobile Banking

Free for 1st Year

Debit Card

Free for 1st Year

Online Fixed Deposit Opening facility


Online Account Opening Facility

Available (Minimum balance shall be maintained to be eligible for all freebies)

Rebate on purchase and premium on sell of FCY (limited to USD, GBP, EUR, CAD and AUD only)

15 paisa

International Visa Card (issuance within 2 working days)

50% discount on issuance charge 

Swift/ Demand Draft issuance

Free processing/issuance fee up to NPR 200,000 equivalent per year.

Supplementary Card

Free for 1st Year

Waiver on Home Loan Processing Fees 

25 basis point

Interest Rate on Home Loan

Base Rate + Upto 3%

Terms of Home Loan shall be as guided by Integrated PPG on Retail Loans.

ABBS Charge

Free up to 500K

ATM Withdrawal/Balance Inquiry

Free from All ATMs in Nepal (On us and Off Us)

Conversion of Saving Deposit into Fixed Deposit of NPR 50,000 and above (in round figures of thousands) as per customer's instruction via IVR/Mobile Banking


Cash Back on Remittance Fee

Rs 100 on each transaction

Viber Banking Facility


Demat Account opening facility

Registration free