Target Customer


Either of the spouse can open account and enjoy all facilities available under this scheme irrespective of registered name in proprietorship/organization owned by them based on the relationship certificate.  

Minimum Balance


Interest Rate

6.50% p.a. (Interest Rate is subject to change as per management decision time to time)

Internet Banking

Free for First Year

Mobile Banking

Free for First Year

Debit Card 

Free for First Year

Credit Card Issuance Fee

Free Joining and issuance fee for first year

Demat Account

Free account opening and 1st year account operating fee free

C-ASBA Registration/ Mero Share

Facility Available

Annual Locker Rent [Subject to  Availability]

50% discount on annual locker rent (For 1st Year Only)

Inward Remittance Charge


ABBS Charge


Balance certificate issuance fee

Free once in every Fiscal year

POS Installation Charge


ATM Cash withdrawal/Balance Enquiry

No charge for withdrawal and balance enquiry from other Bank’s ATM terminal

Distinguished Features:


Credit Card Facility

As per PPG on Retail Loans

Business Loan Facility


Retail Loans at subsidized rate

BR+ Upto 3%

Discount in Loan Administrative Fee

Upto 25 Basis Point

Missed Called Banking 


Online Fixed Deposit Account Opening Facility


Conversion of Saving Deposit into Fixed Deposit of NPR 50,000 and above (in round figures of thousands) as per customer's instruction via IVR/Mobile Banking


Dffl;s lgIf]k vftf Opening Facility


Rebate on purchase and premium on sell of FCY (limited to USD, GBP, EUR, CAD and AUD only)

10 paisa

International Debit Card

50% discount on issuance fee


Privilege service facility available.

Mandatory Copy of PAN Card Required 

Loan Swap Facility Available