Individuals of all age group
Eligible amount for Monthly Installment
NPR 500 per month (and in multiple of Rs. 500 thereafter)
All (including minor)
9.25% per annum (additional 0.5% can be provided after obtaining approval from concern authority)
Lump sum Deposit (at any time)
Through counter with multiple of NPR 500.
Interest Capitalization Cycle
Quarterly (Interest shall be credited to respective Nominee Account)
Applicable Charge as per STC
Up to 90% of total amount.
Overdraft Interest Rate
Masik Nichhep Khata deposit interest rate plus 2% or BR + up to 3% whichever is higher.
Pre mature of Masik Nichhep Khata allowed if the period of the Masik Nichhep Khata has crossed 50% of the total duration.
Modified on: Wed, 8 Jan, 2020 at 10:23 AM
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