NIC ASIA Mo-Bank is user specific. It requires mobile number login password to login in the system and 4-digit transaction pin that is recognized by the bank for any transaction via the application. It is a safe and secure process as the application has biometric login enabled to supported devices and also lock itself on entering 3 consecutive incorrect PINs. For matter of safety, you are requested not to share your NIC ASIA Mo-Bank transaction pin and login pin with anyone else.