NIC ASIA Bank provides special service to Small and Medium Enterprises with an aim to meet their financing needs/ requirements and make small business loans easy. This facility can be availed by any Industrial/ Manufacturing unit, Retail/ Wholesale Trading unit and various Service Sector such as Education, Health, Hotels & Restaurants, Construction and Contractors, Travel & Tours, Transportation, Automobiles, Agriculture and other Private Businesses etc. (whether running entity or new) to meet their short-term and long-term financing requirements.