NIC ASIA VISA Credit Card is one of the privileged credit facility offered to its customers to purchase goods and services through POS (Point of Sales) terminals as alternative mode of cash payment. It is acceptable at all POS and ATM terminals bearing VISA logo, within Nepal and India.

The major features are:

  • Revolving credit limit with competitive interest rate
  • Get desired goods/services in 0% Interest Installment Plan from specified outlets
  • Up to 10% cash advance facility, in Nepal and India
  • Special discount on shopping in specified outlets
  • Easy pay within 15 - 45 Days
  • Supplementary card facility to undivided family member
  • 5 Years validity
  • Online Shopping (E-Commerce) Facility within Nepal and India
  • Easy Repayment through IPS/ Internet Banking/ eSewa
  • Free SMS/ E-mail Alert
  • Flexible repayment options;10% or 100% of outstanding amount